Personal Banking

Your banking needs are unique, and you need a bank that has a personal banking program to match. If you think that means suffering through the terrible service and cavalier attitudes of a national bank, think again. Sure, we’re a small community bank, but we offer a variety of checking account programs that have been crafted to fit your every need.

Being a community bank doesn’t mean we can’t offer some big technology. All of our personal banking programs come with the full weight of the latest online and mobile automation behind them. Whether you choose the Free Kasasa Checking, Heritage 50 Checking, or our Platinum Checking, you can access your information from anywhere, at any time.

That’s how we put the personal touch in our Personal Banking. 

Below are our most popular personal checking accounts. Contact us for more options.

Check Image  Free Kasasa Cash® Checking

  • $50 Minimum to Open
  • No Service Charge
  • Unlimited Check Writing
  • Debit Card
  • Bill Pay (Upon Request)
  • Mobile Banking
  • Online Banking
  • 12 Debit Card Transactions*
  • Have at least one ACH credit or debit transaction*
  • Receive monthly e-Statements*

*Required to earn rewards.


Learn MoreApply Now

Check Image  Free Kasasa Cash Back® Checking

  • $50 Minimum to Open
  • No Service Charge
  • Unlimited Check Writing
  • Debit Card
  • Bill Pay (Upon Request)
  • Mobile Banking
  • Online Banking
  • 12 Debit Card Transactions*
  • Have at least one ACH credit or debit transaction*
  • Receive monthly e-Statements*

*Required to earn rewards.


Learn MoreApply Now

Check Image  Free Kasasa Saver®

  • $100 Minimum to Open
  • No Service Charge
  • Interest Accrued Monthly
  • Can link to free Kasasa Cash or Kasasa Cash Back checking
  • Bill Pay (Upon Request)
  • Mobile Banking
  • Online Banking
  • 12 Debit Card Transactions*
  • Have at least one ACH credit or debit transaction*
  • Receive monthly e-Statements

*Required to earn rewards.


Learn More

Check Image  Money Market Account

Call any branch for more information.

Check Image  IRAs

Call any branch for more information.

Check Image  Express Checking

  • $50 Minimum to Open
  • No Service Charge if Daily Positive Balance is Maintained
  • Unlimited Check Writing
  • Debit Card
  • Bill Pay (Upon Request)
  • Mobile Banking
  • Online Banking (Required)
  • E-Statements (Required)

Learn More

Check Image  Heritage 50

  • $50 Minimum to Open
  • No Service Charges
  • Unlimited Check Writing
  • Debit Card
  • Bill Pay (Upon Request)
  • Mobile Banking
  • Online Banking
  • Free Checks
  • Free Notary
  • Image Statements
  • Account only available to customers age 50 or better

Learn More

Check Image  Personal Savings

  • $100 Minimum to Open
  • No Service Charge if $100 Minimum Balance is Maintained
  • Interest Accrued Quarterly
  • Mobile Banking
  • Online Banking
  • E-Statements

Learn More

Check Image  Christmas Club

Call any branch for more information.

Check Image  Earl the Squirrel Savings

  • Ideal for children/minors.
  • No Minimum to Open.
  • No Service Charge
  • Interest Accrued Quarterly.
  • Mobile Banking
  • Online Banking
  • E-Statements

Learn More

Check Image  Healthcare Savings Account

Call any branch for more information.

Lost or Stolen Card? Call 800.500.1044