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Free Kasasa Saver®

Grow your savings with less effort! Add free, high-interest Kasasa Saver account to your Kasasa Cash® or Kasasa Cash Back®, and the monthly rewards you earn in your Kasasa® checking account will be automatically transferred for you. So, you can sit back and watch your savings grow.

Account Summary

  • Linked to free Kasasa Cash® or Kasasa Cash Back® account
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back rewards
  • .50% APY* on balances up to $50,000
  • .25% interest rate on balances over $50,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met on Kasasa checking account
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking
  • $100 minimum deposit to open


How to Earn Rewards

It’s so easy to qualify; you’re probably already doing it! To earn a higher rate on your savings, simply do the following activities and transactions in your Kasasa Cash® or Kasasa Cash Back® account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least one ACH credit or debit transaction
  • Receive monthly e-Statements

That’s it. If you don’t qualify, there’s still no monthly service fee and you’ll even earn our base interest rate on your balance. Plus, you get the opportunity to earn your rewards the very next monthly qualification cycle!



Kasasa Cash + Kasasa Saver

*APY=Annual Percentage Yield. APYs accurate as of 7/14/2020. Rates may change after account is opened. Minimum to open is $50 for Kasasa Cash. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances up to $50,000 receive interest at a rate of .50% with an APY of .50%; and (3) balances over $50,000 earn 0.25% interest rate on the portion of the balance over $50,000, resulting in .50% - 0.33% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle in Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $50,000 in Kasasa Saver receive an APY of 0.50%; and (2) balances over $50,000 in Kasasa Saver earn 0.25% interest rate on portion of balance over $50,000, resulting in 0.50% - 0.33% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

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