Free Kasasa Cash Back® Checking

You buy more than gas and groceries – so why not earn cash back without category restrictions? With this free Kasasa® checking account you’ll get refunds on ATM fees, nationwide.*

And you can save your rewards automatically! Add Kasasa Saver®, and each month your Kasasa Cash Back earnings will be automatically transferred for you. So now you can save more, without having to think about it. 

Account Summary

  • 4% cash back on debit card purchases*
  • No category restrictions on purchases
  • Earn up to $8 cash back per month
  • ATM fee refunds nationwide*
  • Link to Kasasa Saver to build savings automatically
  • No monthly service fees
  • No minimum balance to earn rewards
  • Free online banking
  • Free e-statements
  • Free Visa® debit card
  • Unlimited check writing
  • $50 minimum deposit to open


How to Earn Rewards

It’s so easy to qualify, you’re probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least one ACH credit or debit transaction
  • Receive monthly e-Statements

That’s it. If you don’t qualify, there’s still no monthly service fee. Plus, you get the opportunity to earn your rewards the very next monthly qualification cycle!



*Minimum to open Kasasa Cash Back is $50. When monthly qualifications are met, you receive 4% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $8 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed if qualifications are met within monthly qualification cycle. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

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