Resources
Privacy Policy
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
Why?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
◼ Social Security number and income
◼ account balances and payment history
◼ credit history and credit scores
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons we choose to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Marion State Bank share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes— to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes— information about your transactions and experiences | No | We don't share |
| For our affiliates’ everyday business purposes— information about your creditworthiness | No | We don't share |
| For our affiliates to market to you | No | We don't share |
| For nonaffiliates to market to you | No | We don't share |
To limit our sharing
◼ Call (844) 266-5318 and ask for our Operations department
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?
Call (318) 292-4571 or (844) 266-5318
Who We Are
Who is providing this notice?
What We Do
How does Marion State Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Marion State Bank collect my personal information?
We collect your personal information, for example, when you
◼ open an account or deposit money
◼ pay your bills or apply for a loan
◼ provide account information
We also collect your personal information from other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
◼ sharing for affiliates’ everyday business purposes—information about your creditworthiness
◼ affiliates from using your information to market to you
◼ sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account—unless you tell us otherwise.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
◼ We currently have no affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
◼ We do not share with nonaffiliates so they can market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
◼ Our joint marketing partners include companies such as insurance companies.
Mobile Application Data Collection and Use
In addition to the information described elsewhere in this Privacy Policy, our mobile application may request access to certain information and functions on your device for specific features and services. Access to this data is always controlled by you through your device's operating system permissions, and the data is only collected and used when you actively use the related feature.
| Data Type | Purpose of Collection and Use | User Control |
|---|---|---|
| Location Data | We collect precise location data when you use features that require it, such as finding the nearest ATM or branch using a locator service. We may also use non-precise location data derived from your IP address to prevent fraudulent access to your account. This data is not used for advertising purposes. | You can enable or disable location access for our app at any time through your device settings. |
| Camera and Photos/Media | We access your device's camera to enable Mobile Check Deposit, allowing you to take pictures of checks for deposit. We access your photos or media library only when you specifically choose to upload an image, such as for a custom debit card or document submission. We do not scan your photo library. | You can enable or disable camera and photo access for our app at any time through your device settings. |
| Contacts | We access your device's contact list (name, phone number, and/or email) to facilitate person-to-person (P2P) payments or transfers. This allows you to select a recipient from your existing phone contacts instead of manually typing their information. We do not store your full contact list and do not use contact data for marketing. | You can enable or disable contacts access for our app at any time through your device settings. |
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